At 400-550 you can get a 2br or maybe a 3br condo/townhome but you still have to pay HOA fees which can be from 250- 500 a month. Scripps Ranch just east of the 15 may have a few options. There may be some options in Mira Mesa. Depends on your needs and how much space and kids may play a factor. More affordable options you'd have to go far east, North up to Temecula, Murrieta, maybe even Fallbrook or south to like Otay Mesa/Ranch for decent areas.
You can try poway or old poway as well. But it depends on how long you are willing to commute, if you are fine with paying hoa, if you have kids do you need good schools and all that. Some of the variables and options may rule out certain areas. 300 to 400 is probably the average hoa prices around and you really don't get much out of it. And some communities (newer) may have mello roos on top of hoa as well
If you don't care about school, Mira Mesa is probably the only area that meets your cost and commute. If schools are important, Poway, Scripps Ranch or Carmel Mountain Ranch are better, slightly longer commute but housing is cheaper than near the coast. BTW, are you moving from Cognizant to Qualcomm ?
Thank you! I could see some in Mira Mesa, scripps ranch. My wife works in Qualcomm and she is moving to SD from India. Cognizant made me a lazy ass.. not moving out of this until things are settled
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Is that realistic or am I dreaming?
Sorry dunno much about socal
Could it be that the ones r seeing this cheap are one really bad neighborhoods?