Lending Club Discussions

Lending Club

Layoffs update

What is the best tracker for layoffs update? I heard people impacted at Lending Club, Prosper and Achieve.

Jan 18, 2023

Common theme about tech companies that had massive layoffs recently

Yelp - red logo Redfin - red logo OYO - red logo Oracle - red logo Tesla - red logo Added 4/26: Magic Leap Lending Club Who's next? Airbnb? Blind? #bloody

3,062

Apr 11, 2020

Best HYSA?

I’m seeing Lending Club is offering 3.12%. Any other HYSA to recommend?

429

Oct 30, 2022

Lyft, IBM, LendingClub, Yelp layoffs

Hard to believe. Are these new layoffs ? Are we not done with layoffs for now ? I think with economy opening up things will starting to get back to normal https://www.mercurynews.com/coronavirus-tech-layoffs-bay-area-economy-edd-ui-job-unemployment-lyft-lending-club-yelp-ibm #layoff

5,287

Jun 10, 2020

Salary expectations lendingClub

Salary expectations for principal enginner at Lending Club

427

Mar 30, 2021

Typical Salary for Senior DS in SF?

Wondering what is the current salary ranges (base / equity) for senior level data scientists for various SF companies (e.g. Fb, Airbnb, stripe, Affirm, Lending Club, Fitbit etc etc)

1,825

Jul 3, 2017

LendingClub Product TC?

What is the TC range for Product at lending club.. both PM and Senior. Blind tax: 200k.

220

Apr 27, 2022

Becoming the bank for mortgages

Seems like you might be able to earn 4% and above in current mortgage conditions by lending money for mortgage. Has anyone done this? How safe would it be? How do you do it? I heard lending club is one way.

445

Jul 3, 2022

TC evaluation in bay area

Sendgrid : se2: 135 base /150(4 yrs)/10 signon tc: 173 Lending club : se: 155 base / 90(4 yrs)/10 signon /15 bonus / 7 relocation tc: 193 yoe : 3 location : bay area which one to join?

1,945

Feb 8, 2019

Offer rescinded or hiring freeze companies?

Hi, Lending Club is rescinding my offer and Linkedin wants to put the decision on hold due to current conditions. Have you’ll heard of any other compaines thats doing the same? Comment below! #career #tech #offer #layoffs

1,967

Mar 27, 2020

Robinhood gold APY is trash

Citizens access, lending club, etc are all paying 4.25% without a monthly subscription fee and Robinhood still stuck at 4.15%. Are they going to pull a bait and switch soon?

470

Mar 16, 2023

Moving to LendingClub, what is the culture like?

I recently accepted an Analyst role at Lending Club and I'm starting soon. Wanted to know how the culture there is compared to your previous company (or Adobe) Excited! Thanks

836

Mar 6, 2020

Online Lending vs Traditional banks

I see so many players in lending right now like upgrade, upstart, lending club. What is their future like. Why has there been uptick in person loans this year. Are there any good blogs to read about it?

350

Jul 31, 2021

workday or lendingclub

which one would you join if you get the same tc with additional sign on of about 25k? a sinking ship - lending club whose stock is not going anywhere or workday whose stock grew 38% in last 6 months.

1,781

Apr 20, 2019

Yieldstreet

Anyone has experience using Yieldstreet? Their promised returns seem to be decent between 10-12%. Have a not so great experience with lending club returns, is Yieldstreet any better?

908

Jan 16, 2018

What alternatives to stock?

Buy low sell high needs alternative to stocks when rebalancing. But with interest rates/bond yields so low, even after rate hike, the conventional advice of bond stock split seems unattractive. Any other reasonably safe alternative investment with decent (8-10%) yield? PS I've tried peer to peer le

834

Jan 31, 2019

VideoAmp vs LendingClub

Had offers from both of these companies, confused as to go towards the startup or corporate route. Lending Club offering higher base (&gt35k) but VideoAmp offering standard equity perks(1 cliff 4vest). Any guidance/comments about the situation

513

Jan 16, 2022

Good place to keep house down payment savings

What's a good place for investing/holding savings for a house downpayment? Hoping to buy a house in the bay area in 3-5 years. Was thinking Lending club because I can buy 3 year notes. Anyone here have other suggestions?

494

Jul 26, 2017

Fintech Valuations: Does Profitability Matter?

Tech startups seem to be valued mostly by simply number of unique active users rather than profitability. Yes, there needs to be some semi-credible route to this but that’s more of an after(IPO)thought. True for Fintechs tho? ie Lending Club, Square, etc? Or is profitability / credibility of argume

1,592

Jan 4, 2020

Investment options in a bubble

There's a lot of investment options for the average joe. I'm having trouble figuring out any that are decent. Let's list a few: - Stocks (bubble territory) - Bonds (low return) - Cash, CD, Money market (near zero return) - Real estate (bubble territory) - Peer lending, e.g. Lending club (high risk)

632

Mar 28, 2017

VinoVest feedback

Has anyone had any experience with VinoVest? Debating giving it a try with some small dollar amounts now that Lending Club is shutting down. Goal is to mainly expand into more alternatives. Curious about experiences with their platform and not opinions about the validity of wine as an investment.

283

Oct 24, 2020

bootcamps

saw the post on linkedin from netflix. Wendy did 4 months bootcamp, then worked at lending club for 1 yr 8 months in Software before joining netflix. she must be doing very well for the company to post this, kudos to her: however, this raises the question- can someone with no college just 4 months

5,272

Aug 23, 2019

Do you invest in P2P lending?

If yes, how much have you interested in it? Which company do you use? Do you feel safe about your investment? I have a little over $13k in Lending Club and gets $7-8% return, based on their calculations with projected/adjusted defaults and charge off rates. The actual return has been over 10%. It i

244

May 28, 2017

Betterment/wealthfront vs lendingclub/prosper

My spouse and I are saving up for a house down payment but have accepted it’ll be a while before we can actually purchase a house. We currently have $80K and I’m looking for a good place to invest it while waiting for the right house. Anyone have thoughts regarding where to invest? It needs to be l

1,953

Nov 26, 2017

Product Referral Help (Tech)

Hello, I am hoping to make the switch from Citi (banking) to a tech company on the West Coast. Would someone from SWE or PM org be able to help me get a referral? I have always believed that if you help someone, it always comes back to you one way or another. Facebook Snapchat Coinbase Linkedin Ne

139

Jan 16, 2022

Non-tech at LendingClub or Adobe?

Non tech position, two offers to decide between. Any feedback is appreciated. 1. Lending Club: Full time Base salary Bonus RSU Benefits 2. Adobe: Ongoing w-2 contract Hourly (about the same amount in total for 40 hours a week as LC’s base) Benefits through staffing firm Both companies are in th

378

Feb 21, 2022

Parents, would you want your kids to join a coding camp?

As a kid I participated in Mindstorm, Vex and First robotics competitions (Tl:dr robotic’s clubs targeted at elementry, middle, and high school). But I was a software dork, and these clubs REALLY didn’t lend them self to software dorks, it was more of a manufacturing & electronics club than a softw

321

Nov 7, 2023

Why doesn't any politician talk about healthcare and universities being too costly in US?

Not talking about deductables or student loans. Deductables or premiums or taxes doesn't matter. What matters is the real cost. Everyone is discussing who should pay the bill. But no one is asking why are the bills so ridiculously high in US? Even with insurance negotiations everything is at least

589

Jul 2, 2019

How to effectively communicate and navigate office politics?

As a lowly SWE 2, I struggle with ambiguous tasks and lack of background information/context. I am given the runaround (x tells me to go ask y, y tells me to go ask z, etc) when I ask for help, or directed to some long wiki documentations that I cannot even make sense of without prerequisite context

194

Apr 6, 2023

Tax advice

My W2 is 800k, mostly from stock appreciation. When I do everything myself on TurboTax, total tax I have to pay this year is 110k (ouch). I look at the form view and it was mainly because of alternative minimum tax (AMT). I don’t have 110k in cash, so I hired a certified tax accountant (good revie

2,744

Apr 4, 2022

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