Hi, I recently joined and just enrolled in ESPP. do you set your taxable account to transfer ESPP after selling? I'm not very familiar with this. Thanks 🙏
Just notice the ESPP account balance become zero, not sure if there are some account consolidation there
Fidelity charges 2.5 percent conversion fee if I withdraw to my Indian Bank Account. Is there any better alternative available. Please suggest. Edit - For indians living in India
I forgot that I had a fidelity NetBenefit account where MSFT espp shares were dumped while I was employed at Microsoft. I quit Microsoft 9 years ago. I found out today that I have about 600K in MSFT stocks sitting there. Woo! haa! 🍸 10
I'm new to Msft and this will be my first time doing ESPP. So basically on Mar 31st at 6:30am PT, I will need to login to Fidelity and buy Msft shares via Espp account then sell it right away? Thanks 😬
Microsoft folks, I used to work at Microsoft from 2015-2018. I want to know if Microsoft used to tax the discount portion of ESPP? Sadly i didnt save all my payslips and this year i am going to sell most of my qualifying dispositions. Fidelity is going to tax the discount portion of ESPP.
I'm switching jobs, does it make sense to move espp, rsus to personal accounts like fidelity?
If the withheld amount is greater than ESPP limit ($25,000), what happens to the excess? Refunded in the next pay check (or) Deposited in fidelity brokerage as CASH (or) Carried over to the next cycle of ESPP TC: 205k
I only have an etrade brokerage account because that's what my employers use for espp. I see people generally recommend Fidelity or schwab for trading. Do these offer anything that a platform like etrade wouldn't? Is there an advantage in opening a second brokerage account? #personalfinance #invest...Read more
does TT delux covers RSU sell, ESPP, HSA, 401k and Fidelity individual brokerage account for tax returns. I am on OPT and still a non-resident alien. #taxes #taxreturn #turbotax
Hello all, After leaving Microsoft how long does fidelity account is operational? Do we have to move out the vested and espp stocks to elsewhere or is it safe at all times? Also if account is operational do we have to pay basic fee every year to fidelity? #finance #stocks #microsoftbenefits
have Oracle ESPP and sold partially for the first time, it is showing balance in FDRXX - FIDELITY GOV CASH RESERVES is there any advantage of keeping money there?
I'm at Microsoft now and planning to enroll in ESPP. I've read in a bunch of places that you don't need pay taxes on it if you sell your shares the day that you get them. I called fidelity and the rep said short term tax would still apply. Can anyone shed some light? Also, what are your opinions on ...Read more
Has anyone moved ex-exployer stock plan from Etrade that has vested RSU and ESPP to individual stock account in Fidelity? Could you please share detials and your experience? TC:0 #personalfinance #investments
There's 2 other options in Fidelity which are 1. ROTH 2. AFTER-TAX (NON-ROTH) What percentage should i put in? I don't need extra cash for expenses. Also, what option to choose for "in-plan coversion" vs "in-service withdrawal" Already setup max on hsa, espp. Base 158k Thanks
Hello I am quitting my current company in a couple of months. I would like to know what will be the impact to my ESPP, RSU and 401k. Do I have to sell all the vested stocks before quitting or my fidelity account will be active, and I can sell at any point later??
#tech #espp #rsu #vesting #usdtoinr #banktransfer Will be receiving 25% of my stock award from Microsoft soon in May and would like to understand what's the best way to transfer USD to INR, have observed that fidelity is charging 2.5% as conversion fee
How does the 15% ESPP limit work? My December 2022 contribution was way less than what I'd allocated through my paycheck, and the 2022 total comes out to 20k, less than the IRS Limit of 25k. Does the remainder that I had deducted from my paycheck go into the fidelity account as cash or will it be i...Read more
Hi Guys. I have my 5yr old MS ESPP stocks in fidelity when working in India and now I’m a UK tax resident. When selling this stock now, which country am I supposed to declare Capital Gain tax. And is it dependent on the fact that whether I’m sending the proceeds to UK or to India. Thanks
Hi All, i contributed to espp, and sold the stocks with some gains (excluding the discount). I didn’t get any tax statement for this in fidelity. Do they report this on our w2 ? I got form 3922, do i need to calculate gains based on fhat looking at the hisotry in fidety? #microsoft #paypal #tax...Read more