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400 sq ft studio apartment in the tenderloin
Not even there. Are you referring to tent?
Look at Zillow. If you are buying a primary residence and have apple income you can often get a mortgage with 10% down. So about 1.2M worth of house. You may also be able to borrow against your 401k to boost your down payment. As for what kind of house it really depends where you want to live. The bay area is huge and it's all expensive but the level of expensive varies a lot
You can get a Condo/Townhome for 600k-800k. Look for South San Jose/Sunnyvale/Santa Clara. You should try for 20% down, maybe borrow from a friend/relatives and pay back in next 6-12mo Another option is to go for 10% down With your combined TC monthly mortgage should not be a problem
None.
Rent.
Do not buy a home... Invest in commercial real estate, and use the passive income to find a nice place to rent for the time being.
How do you invest in commercial real estate with 125k ?
Syndicates and crowdfunding
How much are you guys planning to put down? Is the wife contributing? Do you have kids? A dog? North or South Bay? Planning to stay long-term or rent out after a few? Question needs nuance
Come to Austin and get a decent house.
Do not come to Austin. We’re full
Is that down payment?
In Bay Area? A nice RV.
👍🏻