Planning to take at least 2 trips (one international and 1 or 2 domestic) next year. Platinum sounds like a good travel card but my monthly spending drivers are groceries and restaurants so Gold makes much more sense which lack travel perks! Any insights? EDIT: Don't want to apply for Chase Sapphire since I missed out 100k points joining bonus offer. Will scoop it up when the next 100k promo happens
I use the trifecta Chase sapphire reserve Amex plat and gold (go with the plat if you can’t keep both with chase sapphire) Now got the latest capital one travel The yearly benefits on each one way outpaces their cost so I keep all.
Isn’t a trifecta supposed to be all from the same issuer? k
Okay then my bad I was speaking trifecta in terms of travel cards
Amex Plat from Resy’s - 15x points for first 6 months on shopsmall and restaurants, if you meet the spending limit for 125k MR, and with 15x points, you would have close to 250k MR points
Also, downgrade/ask for retention if you want to continue using for year 2
Do I need to sign up for Resy first to use this or just use the referral link from Resy?
Don’t get the plat if you’re only gonna use for those trips. Only get if you constantly travel throughout the years. Mainly because there’s no downgrade path to the Amex Plat / Amex Gold for a no annual fee card. It does for Chase’s sapphire cards tho. You’ll be stuck with $695 AF for Amex Plat and you’ll have to cancel if it doesn’t make sense for you. Amex gold is easier to justify the annual fee if you use the uber/grubhub credits every month. Chase is much easier since there are great cards and all of them has a path to a no AF card. Check asksebby amex plat calculator to see if it’s worth it for you. Then check the Amex gold calculator.
You can downgrade from plat to gold with lower annual fees.
Yup, but that’s not what I said. I said no downgrade path to a no annual fee card.
The new flavor now is the capital one venture x now. Amex platinum and chase sapphire reserve is old news.
the card is so ugly tho
I have both
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Chase Sapphire Reserve is good for dining and groceries. You get 1.5x on airplane tickets too. I have one. Also, Amex is unbearably woke so don't give us your money.