You pay 700$ as fee and point to dollar value is mostly trash. Worst of it you can’t take your family in the lounges. Also, it being Amex can’t be your primary card. 200$ Uber, 240$ Netflix , and some airline credit doesn’t cut it. Only rationale is to get it for 150k bonus points. Had much better experience with chase reserve as a travel card.
Amex is great if you stay at Marriott hotels a lot, for most everything else it’s meh
It's best to reach a high net worth and then just buy what you want
Shhh 🤫 let the middle class support the economy
I mean the first year is worth it with the promotional points. I also used the Walmart plus benefit. Also you can bring guests to lounges that use the Priority pass.
You pay for prestige
Their concierge is not what it once was 10 years ago either. I know one person who has a black centurion card, and the concierge/benefits has gone downhill. They failed to make the platinum exclusive today.
Just get sapphire reserve. It’s something like $550, but $300 in generic travel credit, free dashpass, Instacart prem, some other perks and you can use it everywhere. Has been my only card for the last 6+ years
Is the 300$ in travel credit every year or just the first year?
Every year
Capital One is possibly the best. 395 fees gives you 300 credit plus anniversary bonus of 100 bucks every year. Covers all of your fees Gives you 90k points too (rn the offer is not running but that’s what you generally get) Hit me up for referral 😛
I do Amex plat with chase sapphire preferred. The equinox credit is also nice if that’s your gym. Chase sapphire is better for travel points but I like having both. Amex is free based on how I use it
I use the same cards! The way I use the Amex it pays for it self. Airline credits + Uber credits + Hulu credits + the food I consume at Lounges (I travel 10-13 times a year). Oh and you can take guests into the Amex lounge’s internationally
YMMV but i read if u b1tch about canceling your card before 2nd yr starts, they waive off the $700 fee.
They gave me ~$500 worth of points if I spent 4K under 3mo.
For new card or second yr?
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It makes sense for a very nice category of high spenders. For me, just a year one card.