Title says
Or your brah
Service sponsor being someone who was in military with honorable discharge or current service.
Can the service sponsor be anyone I know who was in military?
Sorry. No. Has to be family
Find someone who will let you use their address for mail. Being a roommate also qualifies you. Alternatively look into penfed. No need for military affiliation but they operate Almost as well as USAA with the competitiveness of navy fed.
Reason I was asking is nfcu gives a very low rate compared to market rates
That's why I said penfed. They tend to be comparable. I have all three. Nfcu, USAA and penfed.
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You can do it yourself. But need a service sponsor. Parent or grand parent.