With interest rates steadily climbing, bank CDs are offering 5.5% interest, but I hate the idea of locking up cash for 12 months. Are there any ETFs that provide the guaranteed monthly rates of CDs with the liquidity of ETFs?
Tbil ETFs. Sgov, USFR
Yes it’s called a money market fund you noob
Or HYSA
Money market and HYSA are 4-4.5%. I want the 5.5% rates of CDs 4% < 5% you noob
Marcus saving account is at 5.4% and you can cashout at any time, even on weekends. 🤷
Says 4.4% APY on their website. Where are you getting 5.4% from?
I keep hearing stories of people that can only take out $1,000 per day. Is that true?
You know you can early withdraw a CD right? Obviously some penalties but if you don't actually need the money or it's unlikely you can do this.
Western State bank is giving 5.15% for a high yield savings account. No lockup required
SGOV
Thanks. I'll look into this