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Applied for capital one Walmart credit card My TC is 600k Monthly mortgage 2600 Credit score 820 All my credit cards have 50k+ credit limits. Have another capital one card (VentureX) with 50k limit. Don’t owe anything on any credit card. Everything is paid in full. These dickheads approve me for $800 credit limit. That’s lower than my fucking credit score. I can barely shop for anything with it. You can have your card back fools
Why so many cards
Shop a lot on Walmart.com Especially groceries since I have Walmart +
O, doesnt amex plat give you free walmart+
Call them as ask them to transfer some of the credit limit from your VentureX to the new card. They probably have a cap on the total credit they’ll extend to you.
Hmmmm. Good point.
Not only that. Your credit utilization is too low. The system doesn't offer you more because it expects you won't need it but the bank still has to manage the exposure from the line of credit with you.
Just use Chase sapphire it’s pretty good
This gives 5% off on Walmart.com I have Walmart+ and order my groceries through it each week.
Oh interesting. You could probably call customer support and request higher limit, chase has done that few times for me and I have a pretty huge limit now (not that I even come close to it)
Prob because $50k is what they are willing to give you based on your spending profile. So for the new card, they couldn’t give much more. Just ask to move the Cap one limit around to both cards
Yeah. Good point.
Really 800? Are you sure you are not forgetting a zero?
Lol. No
😂
Don’t worry mine started with $1500 and is at $7500 now. I didn’t give them a call just ignored it and in 6 months it was all good.
They're trying to match your credit score
Lol 😂
Lol
Haha this is funny 😂