Invest 100k
Me and my fiancé have cash sitting at 100k. We are 29 YO working at Amazon and Microsoft. Combined salary at 320k. We have around 100k sitting on our bank account, we wanted to invest it somewhere. I wanted to invest in tech stocks like Amd, palantir, some EV stocks etc... Her, good dividend yielding stocks. So We have a disagreement between investing in tech stock like Amd, palantir etc.. vs investing in a good yielding dividend fund like S&P. Our goals are to not have kids, change companies next year to jump to another faang, be financial free by age 40 then dedicate our life to social service. I consider blind to be my close personal friend so here I am asking my friend, what should I do? #personalfinance #investments
SHOP and PLTR are good picks to invest in for a few years
Qqqj
No... it makes no sense. Why not invest in Qqq? Qqqj will have more losers and bring down the value
Tech stocks: good outlooks but very risky with crazy high valuations. Also you should diversify. Dividend stocks: dividend does not matter. You can get the same income from selling non-dividend stocks. Again, diversify and don't only invest in dividend stocks. In the long run, you can't go wrong with total market or s&p500 index funds. (Because of returns, not because of dividend) imo, only do stock picking if you feel adventurous and this is money you can lose.
This makes sense to my simple mind! 100k we definitely cannot loose. So it makes sense diversifying. We can go 40 40 20 split for SPY: Individual picks: Cash. I wonder if there’s a template for such things.
https://www.bogleheads.org/wiki/Lazy_portfolios Pick your poison. :)
A good balance between the two is a growth ETF: ARKK (invest in innovation) and ARKG (invest in genomics).
Look at ARK funds. Tickers: ARKK, ARKG
PLTR and Voyager Digital Stock are great investments.
nio
dfen, fas, uso, Jet, upro, vde, xle thanke later
Tech stocks have opportunity to >50% gain in a short amount of time. If I had the capital I would invest all there instead of SP500. To me, index funds are for retirement account - not for play money
Should I worry about loosing on the dividends money if we were to invest in tech stocks?
No imo. The dividend is measly compared to the potential appreciation. For example, roku was at 190 a month or two ago or so and now it’s 340. Do some research and invest in solid companies that are taking over future space (EV, video streaming, biotech etc)