Do you see any issues with it?has anyone done this? Looks like I can move it back in 90 days to fidelity once I lock the interest rate.
Why would it make a difference where your assets are ?
Yes worth it to move. Did in early 2023. 0.125% discount. The difference in EMI covered my hoa. No reason to not do it.
So you pay to let your neighbors tell you what color your hose will be
Yes. New construction (possibly gated sfh community). Kinda worth it imo. Nbd for us.
Yes. It’s a little bit of effort but worth it. With my 0.5 discount it saved $500/mo
If you don't mind sharing how much did you move to get .5 discount?
1m. IRA counts too. This was last year with Wells Fargo. Cost basis from Fidelity transferred. I haven’t bothered transferring everything back yet but you should be able to once the mortgage is funded.
I did that. I dont know why not doing so? You are just few phone calls and forms filling away to get decent discount
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Help to Choose Offer
Only noobs buying homes now.
When the interest rate was 2.5, people paid 200k-300k above the asking price. How was that profitable?
Plus if (when) interest rates are down again, can always refinance the loan