I wonder if places like vanguard or robinhood are safe. I know those accounts are not FDIC insured. May we lose money if something goes south?
Up to 250k or something like that
You're insured for $250k cash and $500k securities. Options and futures aren't insured by SIPC (FDIC for brokerages).
They are insured
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May be. There is SIPC or something for up to a certain amount.