Please give me referral for mortgage agents who- 1. Close on time 2. Give good rates with minimum loan costs 3. Stick to the commitment 4. First hand experience beneficial 5. Probably will prefer working with banks like Bank of America, chase , Wells Fargo directly instead of dealing with broker. But open to broker too.
There was a related thread for mortgage lender / broker recently. Look for it.
Costco
These guys are awesome, fast and reasonably priced. http://www.kidwellteam.com/ Only use a big bank like Chase, BofA and Wells Fargo if you don’t want your offer to get accepted. In a sellers market, they want to close fast and they look for a local broker.
It's a buyer's market now
I’d say it’s cooler but it certainly isn’t favoring buyers by any wide margin. People are still outbidding each other. Basically, you can’t list a crack house and expect it to sell like back in 2016.