With this market, are you still investing in espp? #investments #microsoft
People are stupid. Now is the best time to buy, but you should probably wait until the market rallies and buy at the top to feel great. Don’t forget to sell at the bottom to feel great again. TC or GTFO
How are people like you getting jobs at MSFT?!
They could be new to investing chill
How rude a person could be? I thought culture taught you manners!!
I do. Free 15% at least.
Worst case you make 15%, no brainer, if you aren't confident sell immediately
it’s free 15% because they purchase the stocks at a discount no matter what’s the price is. you can turn around and sell it right away for a 15% gain. Good deal!
How about the tax? If i sell it immediately, how is the tax for that counted? I heard some people keep it for a year
yes you’ll be taxed like regular income
Keep it for long term. I also max out 401k. Dollar cost average will spread the risk. You will be glad what you did today after 5-10 years
Maxing 401k makes sense. But I would sell my ESPP to buy VTI or another index. My income, future stock, and previous stock is too much all tied to my employer for me.
Why everyone is talking about 15%? We get only 10% discount right. (15% of base is cap for investing in espp)
+1
Lol.. yeah, all non-msft people are suggesting and talking about 15%. It’s actually 10%. You can invest up to 15% of your base salary.
How do you time your sell & how does it work. Aren’t you charged long term gain taxes?
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Yes. Free 15% that you wont get in this market lol
May I ask why? Your reasoning?
Because you get a 15% off the lowest price in 6 months