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I joined Amazon recently and didn't realize that I only had 30 days to enroll in health, dental, and vision insurance coverage. They only sent me one email (with no follow-up reminders) and the 30 day deadline was not mentioned in the new joiner checklist (Embark). I find it strange that Amazon defaults to no coverage at all. HR told me there's no recourse except for wait until the next open enrollment in October (and spend the whole year of 2023 without healthcare coverage). I'm 29 years old and relatively healthy with no dependents. There's no qualifying events on the horizon. I barely used the health benefit previously at Google. What should I do? TC: 325k L5 Location: Seattle (so no IRS penalties for gaps in coverage) YOE: 6.5 #amazon #benefits
Sign up for One medical. It's 100-200/year and tele visits are free and regular check ups are $200-300 for complex issues. But they are primary care only, there's no specialists.
Sounds useless. OP needs insurance against the rare catastrophe, not for a cough.
Well, I hope you don’t have any health incidents that will indebt you for life!
Bro tbh looking at your TC dont think too much and buy health insurance until October. I hope you don’t need it at all but better safe than sorry right
Umm. This is like day one shit you sort out. What made you wait a month? Christ.
Can’t blame him for thinking it’s Always Day One
Lol
Wtf! I thought the default was the high deductible plans. I would engage with HR and see if there is any recourse
get married
No way they do that. How can they do this. Amazon feels like dictatorship.
They don't. OP is full of shit. If you don't pick a plan, you get the standard HRA, which isn't bad at all. The only way you get no coverage is if you specifically decline it. They also send you several reminder emails and physical mailers about benefits selection. OP is just an idiot.
Then it makes sense.
Frugality defaults to zero coverage
Arranged marriage or adopt a kid
This isn’t Amazon’s fault dude it’s yours for not having common sense. Isn’t 30 days open enrollment standard at most companies?
It's 100% Amazon's fault. It's predatory to default to no coverage!! They are the only company that does this.
The default doesn’t matter because you should never even be in a position where you don’t manually select your coverage. Insurance should probably be one of the first things you sort out when you start a new job, especially within the first 30 days