Hi - I'm trying to get a loan and just submitted an application with guarantee rate. I tried Chase and Wells Fargo but prefer to find the max pre-qualification i can without going through a lot of applications. Any recommendations to mortgage brokers that can help me find a good max qualification? Guarantee seemed good but thinking of applying to a couple of more. Thanks!
My experience with GR was positive. Closed in 3 weeks which also made our offer attractive
Do you have any recs for other similar brokers? Want to do more than one application since I am looking for pre-qualification. Thanks!
I did with Wells Fargo and US Bank. Get as many pre approvals as you want (they’ll be happy to do it). You can also get underwriting done in advance with some lenders which saves time at closing (though I didn’t do it)
You can get as many pre approvals as you want and it will impact your credit score only once if all are done within 30 days
Is the pre approval hard pull ?
Yes - but only one hard pull in a span of 30 days
Lenders may be willing to lend you up to 40% of your gross income but it might be prudent to be at <25%
I used GR and closed after 16 days
Do you have any recs for other similar brokers? Want to do more than one application since I am looking for pre-qualification. Thanks!
I know that regional banks can offer really good rates too. I’m in MA, if I could have put down more I would have gone with Leader Bank as they require at least 20% down.
I used GR. Positive experience. Gave us the lowest rate and we’re ready to close fast. The only issue (though not sure it’s specific to GR) is that our loan has been sold off three times in less than a year which is annoying.
Do you have any recs for other similar brokers? Want to do more than one application. Thanks!
We did GR and Citi. GR had better rates. Even with Citis relationship pricing they couldn’t compete. We went with GR
GR is really one of the best
+1 to GR. I used them and can vouch for how great they are. If you’re in the bay, DM me for the loan officer name if you’d like.
Try LoanDepot. If in California, DM me for a solid contact there.
+1 for GR. DM me for Loan officer info?
DM me