So I am buying a house, inshalla. I got a good mortgage interest rate from Bank of America and Wells Fargo; both agreed to the same deal. But how do I know who can actually deliver? I hear badmouthing about both banks from individuals. Some say local banks can deliver better than nationals. What are people’s experiences with obtaining mortgages?
Define “good mortgage interest rate”
What would u like to know DM me....
What rates are you getting and what is your credit score?
It's up to the specific loan officer that has the inside relationshipa to deliver
Just pay cash
Wells Fargo should be able to get you 4.2-4.3% if your credit isn't shit
Be careful with BOA. Way higher chance of dropping the ball when closing. Wells Fargo is waaaaay more reliable
U Indian?
How does it matter where he's from? Jeez such a dumb question!
I actually have my mortgage with BoA. Very positive experience and everything was so smooth.
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All time high rate now. Why buy now
Lol, we aren't even close. Try 18% in the early 80s. We live in an era of comically cheap money.
My first mortgage in 1998 was 11.5%. Stop throwing around words like “all time high” unless you know what “high” or “time” means.