I’m currently deciding if I should join as a SWE at Twitch vs Affirm. Which should I join? Comp is comparable, but Affirm has equal vesting split over four years, while Twitch follows Amazon’s vesting schedule (5%, 15%, 40%…). Twitch TC: around 180k (base + signing), 105k rsu Affirm TC: around 160k (base + signing), 160k rsu The things that are most important to me are to learn, grow, experience good team culture (probs the most important), and best set up myself for the next step in my career. What are y’all’s thoughts?
I’d much rather go to Twitch as the company is far more “cool” while Affirm is a loan shark with a nice marketing campaign. I personally prefer the Amazon compensation model as you reduce the risk of having stocks tank on you after joining. Zillow and SNAP bagholders know all about that.. Currently Affirm is extremely overvalued while Amazon stock has a good shot for great 2022.
You clearly don’t understand Affirm’s value. Affirm charges simple interest on all loans vs the daily compounded interest rates of credit cards. If you think that’s a loan shark, you probably never took a finance class in your life. That said, OP, Affirms growth isn’t slowing, it’s accelerating (look at our earnings). And while it can’t keep going that way forever, just understand that while IMLQ70’s opinion is not worth much, the 700M Amazon just invested in Affirm along with it’s Affirm partnership show the true value of the company. And we still haven’t expanded to major EU or Asian economies. Affirm isn’t the sexiest place to be, but there is a lot of personal growth possibilities with the number of different things the company is doing and the rapid growth we are seeing.
Following for TC update
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what's the breakdown for the Affirm offer?
Do you know what teams you’re going to? I think personal growth trumps tc for the first 3-5 years of your career (within reason, of course). I mean, I work at affirm so I am biased, but I really enjoy the culture a lot. Looking at your vesting schedule, seems like you really have to commit to twitch for 3 years, whereas at affirm you could always go elsewhere after a couple years and not feel the pain of leaving so many RSUs on the table, comparatively. If you wanna chat more about affirm, dm is open
Affirm for sureeee! I love it here and I think the culture you mentioned is something you can find here.
Hey OP how was your interview process at affirm?
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