I've worked for around 2 years and here's what I have so far. Savings: 110 @ 4 percent Checkings: 10 401k (only maxing employer contribution pretax): 30 Robinhood Investments: 17 (Mostly VOO, Apple and Meta) Vested RSU (All CRM): 13 How do work towards buying a nice house in the (Bay Area). Should I look into getting a financial advisor and are they worth it? I'm 27 on a H1-B. I'm trying to get my act together, and make some good long term decisions that would help me support my family some day. Would love any advice! Thanks! T.C: Around 190k HCOL #personalfinance #investments
Listen to the money guy show. You don’t need a financial advisor with that portfolio. Depending on when you want to buy a house depends on if I sit on that cash or invest. 4+ year timeline on the house I might be investing. Within then just keep saving at that 4%. Use a real brokerage. Robin hood is a meme. Go with fidelity or vanguard (there are other good ones like Schwab). I love fidelity, the mutual funds they offer, and the products they offer.
180k savings in 2 years on 190k tc seems unlikely, but good for you
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You are sitting on too much cash, Id slowly start DCA-ing into an ETF you like
Any recommendations?
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