Most stores POS has Google pay/apple pay/Chase pay. And with Google pay I can load all my bar-code based cards (library card, Costco card, Ikea card, reward cards) and just give the cards bar code on my phone screen for the saleswoman to scan. And to pay others? Venmo and Chase pay. I haven't used cash or credit card in 6 months. What more do you need?
Cash payments so that poor people can shop too.
Doest the government give everyone smart phones? Program was called Obama phones a while back. Wells Fargo will open up accounts for dead people so not sure any living one would have trouble getting one. They have a card associated with it too.
No, the government does not give out smart phones