Offer Compare: Affirm, Gusto, Square

I recently received offers from the following companies and would like to hear some advice from folks here. Here are some details of the offers: Affirm: TC 270K Gusto: TC 240K Square: TC 240k Edit after compete: Affirm: TC 300k Square: 250K Gusto: 260K The TC only covers base + equity and does NOT contain performance bonus, refresh or sign on. Current TC 180k YoE < 3 Location: NYC, though all companies support fully remote #software #swe #engineering #affirm #square #gusto #offer #offers

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Affirm sjdirus118 Sep 28, 2021

Affirm or square. Fintech is so hot right now it’s be silly not to join the revolution

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Google sobxrbe Sep 28, 2021

Why?

Bloomberg Qwhw21 OP Sep 28, 2021

Yeah would love to hear more if you don't mind elaborating

Shopify mlgJ07 Sep 28, 2021

Square. Their stock has performed better than Affirm and if that trend continues than the Square equity might be more valuable

KKR & Co. hyFv18 Sep 29, 2021

A counter point. With the 90 day average of Affirm being low, this offer of 270 is actually going to be 40% greater on the stock comp than the number shows. That means that Square would really have to go upwards of 300 to match starting offer.

PayPal starlingg Sep 28, 2021

Location?

Bloomberg Qwhw21 OP Sep 28, 2021

NYC, just updated the original post as well

PayPal starlingg Sep 28, 2021

Cool will your TC be the same even if you relocate to TX? On a side note, Square to me is the most promising among these companies.

Amazon megapuff77 Sep 28, 2021

Square should be able to match Affirm, are these the final negotiated numbers?

Square mXmm74 Sep 28, 2021

Square does not match offers. OP, join Square for the stock growth alone. You’ll thank me later, I’ve made so much money in just two years. And not sure about the other two companies, but Square knows how to retain its employees. Really happy I made the decision to join.

Affirm sjdirus118 Sep 28, 2021

To be fair Affirms stock has 10x over the past 1.5 years. However sq stock is way less volatile.

Affirm fuowkqhd Sep 28, 2021

The 90 calendar day avg trailing price before the day you start for stock grants may give you a nice initial bump. But our stock is so volatile that it could go down just as fast too 😅

Affirm aldkf34 Sep 29, 2021

Square or affirm

Bloomberg snowmanjo Sep 29, 2021

Affirm

Financial Services Company lost dude Oct 1, 2021

congrats OP. How was the interviewing process at Gutso? Interested in a role there.

Bloomberg Qwhw21 OP Oct 1, 2021

Please DM me

Square axela Nov 28, 2021

What levels? How is promo in all companies ? Does Affirim have ESPP? Fully remote is an option?

Affirm sjdirus118 Nov 28, 2021

Affirm has espp starting dec 1. Fully remote is an option for Affirm.