Rate my portfolio

Retirement accounts: $100k all in S&P500 funds Cash: $5k Individual stocks: $165k~ Highly concentrated in just MSFT AAPL MCD SBUX PEP VICI AXP GOOG (RSUs) and SOFI (only “speculative” position, makes a large chunk of this portfolio tho) So far has outperformed SPY since inception but I know there’s no guarantees, SOFI was a relatively recent large purchase at 5.56, planning to hold long term 285 TC 5 YOE