I’m quite new and never invested in the stock market before. I’ve saved up emergency fund for 6 months (rent+food+expenses). Should I put all my savings from next month into index funds? I researched a bit about S&P500, and want to invest in that. I know the returns are not that great, but want to do this for longer term, potentially until retirement. Need advise. Thanks TC: 143k YOE: <1 yoe #personalfinance #investments #apple #microsoft
When you see the fed actually start raising rates… start preparing to exit positions and go cash
Are you really suggesting that OP, who just openly admitted to being new to investing, should try to time the market? 🙄
Good to know.
Why next month? Average in over time.
All in on Bitcoin! /s, probably just start with index funds, and try to diversify over time as you learn more.
Educate yourself by reading through bogleheads.org
Seconding bogleheads. Find some good low cost etfs or index funds that track the US or int’l market and start putting some of your paycheck in each month
Yeah, just go with $VOO ETF.
I like index funds, VTI, VXUS and BND.
What's your allocation like?
bitcoin
Agree your short term return could be seen low relative to some crazy investments. However, you will come out better than 90% of the people when you retire.
You should be good with World Total market Index find, US total market index fund and bond fund. Try to balance your portfolio among these three.
Read about the three fund portfolio.
Sure thank you Amazon