Dear Folks, Happy Saturday. Can you please advice on splitting the Roth IRA investments? I am planning to put 250$/paycheck, have 26 paychecks every year so it will max out the Roth IRA Contribution. As of now I am putting 15% of my paycheck into 401k (750$/paycheck self + 250$ Employer match) and 10% of my paycheck into ESPP (15% discount to FTEs). I am left around 1k/month after all of the household expenses. Do you think it’s good to split the 250$/paycheck in Tech stocks as they are looking solid now e.g. Slice (fractional stock) for Google + Amazon + Meta + Verizon, or I should close my eyes and put it directly in SPY or VOO / SCHD / QQQ? I am 42 and single earner in family of 4, giving interviews to increase my take home pay💰 Have a great day 😍🤗😍 TC: 130k + 12k bonus paid in March 1st week every year Yoe: 6
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Oof family of 4 on a visa with non working spouse. you’ve put yourself in the highest risk category. godspeed.
She is trying but not getting good calls, an MBA finance grad with less experience, plus we don't have many friends in the States so she is putting most of her time into upbringing the kids, I am ok if I have to go back because with this kind of savings I can more or less retire in my home country