Although the title is on both mine and my spouse’s name, loan is going to be entirely on me. My spouse is planning to apply new credit card. Will that cause any issues for my mortgage loan (will close after 5 months)? She is added as authorized user for lot of my credit cards, it at all it matters #mortgage
No. If she is not on loan , her score would not matter
If she is on title, loan company will use her score.
^ false info from Amazon. Mortgage is on my name, title has both for my house
No, her credit score wouldn’t matter since she is not on the loan. HOWEVER, y’all should control the spend on all your cards that she was added has authorized user because any spend she makes on that card would impact you
No
Her credit score doesn’t matter. However, how much credit she’s spending on your credit cards does.
thank you all
Yes