So I'll be moving to US what do you recommend as I will be coming from abroad and credit histories are not transferrable? What should I do? What should I know? What sould I be careful about?
Get 3 to 5 credit cards. One is not enough. Get secured credit card if you cannot get unsecured ones.
Get 200$ Macy credit card
First Tech Credit Union has partnership with Microsoft. Open bank accounts there, theyâll give you a credit card with $10K limit immediately
Nice
Get a car with a loan. Many car dealers will provide so called âloan for professionsâ aka loans for engineers who arrived with a good contract in their pocket. It should be 4-5% loan and youâll receive a new credit account in your credit history.
Download Credit Karma :)
Sorry, but CK does nothing but show you what accounts you have and then makes up their own "score" that has no relation to the real FICO score that everyone uses.
Equifax, Experian and TransUnion collaborated to create VantageScore to offer more scoring consistency among the bureaus. VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity â including utility and rent payments where available â which could open up more credit options to you.
Get a starter credit card like capital one and wherever you open an account, maybe both. Keep your credit utilization under 10-20%, pay on time. You would have decent score in couple years
Open an account on CreditKarma. It will shows you tips to boost your credit history and well as credit report
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When was the last time you had to take a piss test for work?
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Get a credit card and start building history asap.
Any recommendations on the credit card?
Whatever you can get, you may need a backed card if you have zero history. Google starter credit cards