When transferring money to India via Fidelity, I have two options: Indian currency or US dollars. It appears that Fidelity charges a fixed 2.5% fee for transfers in Indian currency. Is there a way to avoid this fee? I have an SBI account; would it be more advantageous to transfer in USD? Additionally, if I choose to transfer in USD, are there any undisclosed fees to be aware of? This is my first time transferring funds through Fidelity, so I would appreciate some valuable advice.