Hi, I am looking for visitor insurance for parents which covers pre-existing conditions. I have heard about INF elite in US has good coverage but is there any in India which provides that? TATA-aig seems to provide up to $1500 of reimbursement. #insurance #medical #health
Reliance does, but from the little reading which I did, you may not get cashless admission at hospitals, and one can only claim the bills from india.
Tata insurance plan’s claims process gave a headache to a friend who had to take an elderly relative to ER. Pathetic. They only used to reimburse. Not sure if it changed. Get a plan which directly tackles the medical cost with service provider rather than you having to pay first and then the insurance company will reimburse.
I looked into visitor insurance a while ago, so don’t remember the details, but if you want it to be of any use get it from a US company, not TATA.