TC: 450k, yoe: 10, single earner with infant NW: 1.3M, no debt. Down payment: 300-500k (want to target 25%) What price point to target in Bay Area? Good ones seem to be 1.5+ so thinking should I account for 2M? What is a comfortable price point? #mortgage #housing
Credit score is excellent (~800) so shouldn’t have a problem getting great rates.
How long with linkedin?
4+
Then its a great savings and TC
You can afford between 2-3m. Just find a good house and neighborhood you like. If you over think you will end up in Dublin or Fremont.
Is Fremont/Dublin not good ?
East bay is not great for many reasons
If you can get a home in good school parts of Sunnyvale (94087), Cupertino, good school part of west San Jose (95129) then that is best. Close to LinkedIn and awesome schools. 2.5M should get you a decent place. 94087 is ideal since shortest commute time
Thanks, that’s helpful.
94087 was referred to as 'the place with pornographic price action' on a previous thread. Does 2.5M still get anything useful there?
Why do you want to buy as opposed to rent? You can definitely get more for your money and ultimately save money by renting. You can do a 6k house.
Same question. Thinking about moving to WA. Mostly because of air quality, “healthier” weather (yeah, rainy is better for your skin than sun) and lots of friends and people I know living there. Schools seem better as well, I have 3 daughters. TC 750, YOE 13, NW 2.3m
Are you in startup ?🤨
Why? No, big corp