Banks like BoA, Citi and Chase provide rates around 4% only and websites like Fidelity require one to know a lot of jargon and difficult to pick anything there without a ton of research. (Look at so many terms in the attached screenshot, the description column has so many similar looking names but still lot of variation in numbers! Besides these are just US treasuries, Fidelity has tons and tons of other things - cannot be an expert in all those without doing a thorough research) Can you share where do you buy fixed income assets like bonds, CDs or anything else? And anything which a beginner in investing can also do himself easily? Also, what are your favorite fixed income assets ? #personalfinance #investments
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Treasury bills are currently providing a 5.11% APY⌠and theyâre exempt from state and local taxes
Why donât you just leave your money in fidelity.. basic account keep your cash in SPAXX, which is yielding 4.2% currently (after expenses).
Certain treasury bonds can be bought through your brokerage where you buy stocks.
How to get 4% at Chase?
Just Google CD rate at chase or any other bank you want