I only want savings account no checking acct/credit card bs. Was set on Marcus till yesterday but Sofi increased their rate to 4% ugh What I’m mainly looking for: Preferably only savings acct Mobile app Can take out funds easily whenever I want High APY obv Tc 200 #personalfinance #investments
Wealthfront also have other options to invest if you want to use same tool for all the investment purposes. Also they are insured for 10times to standard 250K
I use Lending club which is at 4.25% APY currently. Apy.fyi is a good resource too.
Buy CDs or t-bills on fidelity
All your needs will be met easily with Wealthfront. Bonus: You get a debit card with the savings account. App is solid with goals and your money growing chart after you add all your other checking and investment accounts. Current APY: 4.05% With the referral: 0.5% boost for 3 months (4.55%)
GS looked reliable, rates are good, frequently updated.. DM for referral code if you want and open Marcus
T bills on fidelity
Brio direct! Been ahead in the rate increases for several years.