I got two offers with similar TC and need help with deciding Liberty Mutual: higher base with lower bonus, pension, matching 401K, wfh Fidelity: lower base with higher bonus, private stocks, hybrid (designated week to go into the office), rave reviews online I would like to hear from folks that work there directly about the culture UPDATE: I went with the Liberty Mutual offer
TC or GTFO
I'll want some more details to help you assess this one. Give us the exact numbers or perhaps the difference. Tell us how long the commute would be. Try to somehow calculate how much gas you'd expend over the course of a year and ask yourself if it's worth it.
Liberty Mutual for WFH alone. Also, in this market, cash is king. I wouldn’t accept any company with private stocks without asking about the vesting period and cliff, or about the outlook of the company. Matching 401K from Liberty Mutual is a lot better too. TC: 90K, fully remote forever
Insurance companies usually have a better culture than finance companies. Plus liberty mutual has a higher base and is wfh. Seems like liberty is better in a lot of ways
Cash > stock/bonus right now. WFH > slightly more pay but in office. Fidelity is a bit more well known but Liberty Mutual isn’t unknown by any means. Matching 401k is a nice bonus too.
Agree w above. Liberty 100%
If you plan to stay long term then Fidelity as there variable increases with tenure(depends on the grade).
Fido you wait a year for the good benes like profit sharing and 401k match. Bonuses are pretty much exactly as stated though. There’s a performance element but assume you’re collecting at least 90% of what they quote in the offer. I actually love the work but the return to office push is a major source of conflict. Just fyi.
So Fidelity does 7% 401k matching but it vests in 20% increments over 5 years. We currently have 1 week in office every 4 weeks but after this quarter it is moving to every other week in the office. Culture is good for the most part. My manager is awesome but not every manager is equally as good. Fidelity does have good benefits to staying long term, the private stock is payed out at the end of its terms which is in 2 year periods usually. Really depends how much WFH matters to you and if these are places you want to stay at for multiple years
Does "after this quarter" mean starting July?
Believe it will be in the fall, once kids are going back to school
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Are the TC the same just different balance of base to bonus? If so, I’d prefer my compensation in base than bonus (or stock). WFH would also be a massive factor for me but that does depend some on location.