Rate check on $1.85 million
Buying $1.85 million in San Francisco, 20% down payment. Credit score ~706. 30 year fixed. No points 6.875% Too high, or at market?
🫡
Ouch. I think that’s roughly market now, but damn. I bought in 2020, got 2.875% fixed 30 year.
2021-2.5% 30 yr fixed!
Why you have to compare?
Seems market for a credit score that low, but JFC what are you doing buying a $1.85 million house with a 706 credit score??
OP’s score will 🚀 after a year of payments.
Cool. Too late at that point.
Work on the credit score bruhh
What’s your NW? What makes you believe you aren’t getting laid off to pay this jumbo mortgage off?
He is safe since he works at G /s
Lol
Ask for concessions so you can get a point buy down on your loan. That rate is insane
You must be fun at parties
706 credit score?
Give me your social & I can assess your risk appetite 🤣
Seems a bit high for a jumbo loan