Just locked @ 4.25, 30 year fixed with 20% down
which bank ?
Wells Fargo
You can also buy points to lower the interest rate a little.
Not a good idea. You will lose the point credits it you chose to refinance. You might not save enough to even break even
Never do this. It makes zero sense.
7/1 3.375 locked it
Which lender?
You should be able to hit 4.25 with any big lender. Possibly lower with smaller lenders and below 3.625 if considering a 7/1 ARM.
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