Total Cash: Total Stock ~ 800K : 800K Age mid 30's Details: Cash and cash like assets: 75K CDs: 750k @ average 5% GOOG: 300k APPL: 175k S&P500: 35K Vanguard Target Retirement: 285 #tech
Way too much cash, way too much in handpicked stocks.
those were RSUs, any recommendation now?
Diversify max 20% total for all single stocks for investments. 50% S&P 500, the rest in other index funds of your choice. Keep 6-12 months cash emergency fund, lump sum 50-75% of cash and CDs in the %ages I mentioned, DCA the rest of the money weekly over a 6-12 month period.
I hope that 800k cash is Atleast in HYSA
VTSAX n chill
Perfect time to deploy cash into Bitcoin just before the halving.
Too much cash homie
Why are you holding 750k cash? Planning to buy a home!
it was in anticipation of rate increases. DCA into S&P500 now?
Yep! Or any ETF like VOO, VTI, QQQ, SCHD etc