Is it fine to invest in CDs in banks at banks like Symphony bank or community bank which are FDIC insured? #personalfinance #investments . Will I get money back after the term if bank collapses?
Golden.
Aces
How’s Marcus by GS?
It’s good for a HYSA and you can extend the bonus period if you keep referring people
Just buy treasuries, why share the profit with a bank
Which is the best platform to buy? What the APR?
I bonds are now less than good CDs. Why buy bonds?
Short term t bills and laddered approach. Repeat the cycle you will get an opportunity to buy t bills every time the interest rate increased by fed. But cd is locked for an year. And, No state taxes on t bills
Through what channel? Treasury Direct has a 10k limit per ss# per yr
T bills doesn’t have limits
They are stable and secure but point is the inflation defeats the purpose of CD .. being brave and putting in index fund would help
Investing in index fund is brave ?
Compared to CD and when market is down investing in index funds or equity indeed is brave if people are running for fixed income thinking it’s recession
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Yeah CDs should be standard FDIC insured