Does it matter which bank I go with for a CD or merely being FDIC insured is safe? Looking at 5.15% for 10 years. #personalfinance #investments
Marcus does for shorter CDs. ping me if you need referral. You get 5.15 default for first 3 months without CD
That person wants to lock the rate for long time
Yes, this way op will have 3 months of time to search for them while still making 5.15 😛
10 years is a long time to park money. Can you take it out before then? Is there something more liquid?
Nopes. Just trying to diversify. Sold MSFT today.
Im thinking of doing the same. How much are you putting?
Op, It is a calleable CD. Stay away.
Calleable is no
you're gonna park money in a CD for 10 years for 5.15% when banks are offering 4.8% rates on liquid savings accounts? you're crazy
Interest rates will not fall in the coming years?
What banks are offering that? Ally and discover are under 4%
Which bank is giving 5.15 for 10 years? Just FDIC is good enough as long as the value is less than 250k.
Bank of Hope, LA, CA
Do you have to walk into a branch to do that or is it online and available in most states outside of CA