I was really trying to stick to new vehicles in this market, but everything with my must haves is either taken or still being built, and I’m really trying to have a vehicle by next month. I received a really good rate from Navy Federal for used cars - need to be 2022 on up due to loan type, and no more than 20K miles (should be pretty much any vehicle) Curious what gently used 2022 vehicles are good to consider (40K max, 45k OTD)? I prefer good MPG for vehicle type, some tech features, comfortable seat is nice given my commute is 30-35 miles of mainly highway driving a day. Without explaining different reasons, not looking at full EV, Kia, Hyundai, trucks/ full size SUVs. Some of my top choices right now are the Honda Accord Sport or Touring/CRV (Hybrid), Toyota Camry (XLE/XSE Hybrid), BMW 2 Series 230i Coupe, Lexus UX 250h (Hybrid) Plan is to price compare across CarMax, Carvana, Autotrader etc and pick the best price. TC: 121K YOE: <1 post-grad
https://www.southeastfinancial.org/resources/rates/loan-rates
Buy a Honda Civic brand new and drive it for 10+ years. Put the rest of the money you would have spent on the Lexus in SPY every month. Get the luxury car once you can pay cash for it and after you own a home.
What if you die in 5 years?
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What’s the rate?
4.99, used and my score is above 700 but <800 so the lowest possible is 4.74.
That is a great rate.