I came across Apple Credit Card and found it gives 2% cash back apart from 3% on selective products. However it doesn’t give any welcome bonus of $200 as Chase bank does. What’s your opinion on it? I am looking for 2 extra credit cards as I already have BOA Cash rewards. Would you suggest any other cards like Wells Fargo, Walmart, Costco-Citibank etc? CTC- 400K
Isn’t it 2% via Apple Pay only? And it’s no sign up bonus. Not worth it. WF has a 2% card with a bonus if you’re into the 2%. If you have 20k+ with BofA, the 3% categorical card ain’t bad. Would get the Citi custom cash for 5% though
Yes, 2% with Apple Pay only otherwise 1% with titanium card. So titanium fancy card looks less useful. Both Chase and Wells Fargo provide 2% cash back with $200 bonus. So should I take both Chase & WF or one of them and Citi? I already have BoA cash rewards, can I have 2 BoA cards?
You can get multiple BoA cards - I have two. Would get a third. I haven’t seen a chase card offer 2% ? Freedom is 1.5 & 3 on categories. I have WF 2% + Citi with 5%. Chase is more flexible on redemptions. WF is sort of like BoA, but you can redeem against purchases which helps.
Amex blue gives 6% on groceries and Netflix
Wow, i’ll take a look.
I think that comes with a annual fee after the first 18months. Isn’t it ?
Apple card is only for Apple products. That's it. It is useless for everything else. Trash.
Bank of America preferred rewards gets you to 2.62% on everything and 3.5% on travel with a few minimum balance hurdles. That's probably the best you're going to do for a pure cash back plan. Also get like $95 in statement credits with the airlines which covers your annual fee.
2024 Presidential Election
Yesterday
173
Is it racist to support “law and order”?
World Conflicts
Yesterday
437
Why I Find Free Palestine Inspiring
Tech Industry
Yesterday
1532
Do people underestimate E6 role at meta?
India
Yesterday
635
'Hindutva': The Radical Hindu Ideology That Seeks to 'Push Christianity Out of India’
Personal Finance
Yesterday
1106
Thank you AAPL and NVDA
Why not chase?
Chase may be the good choice. I am trying to know if Apple card provides any extra benefits.
Nope chase is better if you're looking for overall benefits w.r.to apple