M1 finance team reached out to me to submit a visa copy as I’m working here in US with work visa. Unfortunately, my visa expired last month and i have i797 approval until 2025. I can only get my visa stamped once i visit my country. I have borrowed money on my holdings(7.25%). M1 team said if I ...Read more
My wife recently came to US ok H4 visa. Can we open a bank account for her without any need of SSN or similar for that matter? Will the passport alone would work? Will all banks like Chase and Wells Fargo allows that?
i want to open an investment account with 3 fund portfolio and start off with $10k but it looks like a h1 b visa holder has to maintain a min balance of $250k to open and operate a merrill edge investment account. Are there exceptions to this? if not, are there other options without the need for suc...Read more
Can someone on H1B please confirm if they were allowed to have a Merrill Edge account based on a valid I797 document without a valid visa. The agent I spoke to has no idea how this works. Did they open an account for you? Did they close the account on expiry of visa? Trying to get the preferred hono...Read more
According to the IRS, I'm a non resident since I'm on an F1 Visa (currently working on OPT). All online account opening forms (such as Chase YouInvest or HSBC direct savings) ask me to declare that I am "either a US citizen or US resident/person" for tax purposes. If not, I cannot continue online. ...Read more
I tried opening account with CIT at their 4.85 APY but it say I can't open if I don't have a green card. Has anyone else has this problem? What is a good alternative for H1-B visa holders? tc 🥜
I started investing by opening vanguard brokerage account (VTSAX) . I am on h1b visa originally from India. Vanguard says I can invest as I am legal resident of US for tax purposes. Any complications that people know when it comes to transfering assets to India when I move back?
Does anyone hold a Charles Schwab brokerage account while on H-1B/visa? If so, what are the requirements to open? Any issues with account opening or maintenance? I can’t seem to find this online. #investments #personalfinance TIA! TC - 275k
I left VISA last month and now I need to access my adp account to download paychecks and w-2. On adp.com, I was able to locate my VISA account using “Find Me” but I cannot create a personal account for it. Does anybody know any way to create it? Via Registration code or something e.g. for Microsoft...Read more
i am applying for H1B stamping and need to pay visa application fee. is there any way to do this from US account? if yes, how is this done?
I am doing a super slow DCA into the market but currently only 5% of my NW is invested in stocks. Rest of it is just cash sitting in a checking account which doesn't pay almost any interest. I read that SoFi pays a 1.5% APY if you enroll in direct deposit with them. Many banks don't let you open sa...Read more
Wife is on H4. She has her own ITIN number. 1) how to start building her credit score with this? 2) Planning on house purchase in 2024 after she starts working. Is it better to apply with her or just on my name since I have a better credit score. Please share any other lessons learned. Will be hel...Read more
I'm an Indian working in the USA on an H1b visa. Been here for 1+ years. Discover savings account asks if I'm exempt for FATCA? I know Indian banks are not exempt however not sure if Discover bank/any USA bank is exempt?
Hi guys, I wanted to check how the appointment dates are looking at US embassies India but I am unable to create an account for it. I had tried this a couple of months ago as well and faced the same issue. It said something along the lines of there was some issue and we have taken a note of it. I ig...Read more
I have a friend who just graduated with a B.S in Accounting and a minor in finance. She has been applying for jobs for a month now. She’s also open to working in tech. Can you name companies that are hiring accountants and can sponsor work visa?
Hi Everyone, I am on F1 Visa currently working on OPT. I am working with Amazon but I failed to update my SEVP Portal with this information. Due to this I got a mail from my university that that my SEVP account has been terminated and I need to either move back to India or enroll as a student. Now ...Read more
I was given alert while taking appointment that i have an account which already exists, which is probably the one I used while F1 visa. Anyone experience this? TC: 220k #h1b #workvisa
Hi Blind community, My dad wants to use my brokerage to apply for IPO, I am on H1B in USA while my dad is in India. 1) Is this legal ? 2) Do I have to pay tax in usa if he gains any profit in India by selling those stocks ? Offcourse he will file taxes on my behalf in India. Thanks
As title suggests, I'm wondering if anyone on h1b has opened business credit cards from chase /bofa. Thanks! Tc-250k
Most of the Indians who come to US come from metros. People in smaller cities barely have representation.